Local storm history
Why Oklahoma City roofs take a beating
The Oklahoma City metro is the epicenter of Tornado Alley and one of the most severe-weather-exposed metros in the U.S. From March through June, dryline supercells regularly bring giant hail, damaging straight-line winds, and tornadoes across Oklahoma and Cleveland counties. OKC homeowners face the full range, hail bruising, wind-stripped shingles, and outright structural damage, often in the same season, which is why prompt, documented inspections matter so much here.
- The May 20, 2013 Moore tornado (an EF5 south of Oklahoma City) is among the most destructive tornadoes in U.S. history, and the metro has been struck by multiple violent tornado and giant-hail events across recent decades (per NOAA/NWS reporting).
- The OKC metro records damaging hail and wind nearly every spring, consistently placing Oklahoma among the top states for severe-storm insurance losses.
Storm history summarized from public NOAA/NWS storm reporting and insurance-industry catastrophe reporting. Figures are widely-reported estimates, not a guarantee that your specific property was affected, a free inspection confirms your damage.
What we handle in Oklahoma City
Storm damage services in Oklahoma City
Tornado & hurricane damage repair
Major structural storm damage from a tornado or hurricane? What's covered, how hurricane and wind/hail deductibles work, why flood is separate, and vetted local pros.
Learn moreHail damage roof repair
Hail damage roof repair explained: how to spot bruised shingles from the ground, what insurance covers, real cost ranges, and how to reach a vetted local pro.
Learn moreWind damage roof repair
Missing or creased shingles after a windstorm? What wind damage looks like, what insurance covers, real repair cost ranges, and how to reach a vetted local roofer.
Learn moreDon't miss your deadline
Oklahoma storm claim rules
Reporting: Oklahoma: report promptly. Standard policies require prompt notice of loss, and many contain a contractual limitation on when you can sue.
Deadline: General guidance: Oklahoma property policies commonly limit the time to file suit (often around 2 years from the loss under the policy's terms), which can be shorter than the general contract statute of limitations. Your policy's limitation clause controls, verify it.
Deductibles: A separate wind/hail percentage deductible (commonly 1%–5% of dwelling coverage) is common in Oklahoma's hail belt.
General information, not legal advice, verify with Oklahoma Insurance Department (oid.ok.gov). See our claim time limits by state guide and the Oklahoma storm damage hub.
Oklahoma City-area ZIP codes we serve
We match homeowners across Oklahoma & Cleveland counties with vetted local pros. A sample of ZIP codes served:
- 73102
- 73112
- 73120
- 73142
- 73013
- 73034
- 73160
- 73130
Get a free Oklahoma City storm damage inspection
Six quick questions and a vetted local pro calls to inspect for free and help document your claim. Matched to one pro, never resold.
Oklahoma City storm damage FAQ
Do roofers have to be licensed in Oklahoma?
Yes, Oklahoma requires residential roofing contractors to register with the state (the Oklahoma Construction Industries Board, under the Roofing Contractor Registration Act). Ask any contractor for their state roofing registration, plus proof of liability insurance and local references. We match you with a vetted, registered local pro, not an out-of-state storm chaser.
My roof survived the tornado but looks damaged, is that covered?
Wind and hail damage from the same severe-weather event is covered under a standard policy even if the structure stayed intact, missing shingles, creased tabs, and hail bruising all qualify. Document it promptly; Oklahoma policies commonly set a suit-limitation window, and prompt notice protects your claim.
How long do I have to file a storm damage claim in Oklahoma?
General guidance: Oklahoma property policies commonly limit the time to file suit (often around 2 years from the loss under the policy's terms), which can be shorter than the general contract statute of limitations. Your policy's limitation clause controls, verify it. Oklahoma: report promptly. Standard policies require prompt notice of loss, and many contain a contractual limitation on when you can sue. Verify your specific deadline with Oklahoma Insurance Department (oid.ok.gov).
Have an active leak right now? Call (888) 555-0122 for 24/7 emergency response.
Other metros we serve
Talk to a vetted Oklahoma City pro today
Call for 24/7 emergency response, or take the 60-second quiz. A local licensed pro inspects for free and helps with your insurance claim.